TL;DR
Travel insurance gets more expensive and harder to find after age 65. In 2026, Insure&Go (covers up to age 100, competitive premiums for seniors), Cover-More (covers up to age 99, comprehensive cruise cover), and 1Cover (covers up to age 100, generous pre-existing condition coverage) are the best options for Australian seniors. Expect to pay 50–100% more than younger travelers, but coverage is available at reasonable rates if you shop around.
Top Seniors Travel Insurance
- Insure&Go: 100 · Assessed · Add-on · Unlimited · Unlimited · ~$150–$250
- Cover-More: 99 · Assessed · Included (comp.) · Unlimited · Unlimited · ~$180–$300
- 1Cover: 100 · 40+ conditions auto-covered · Add-on · Unlimited · $25,000 · ~$140–$220
Final Verdict
Insure&Go offers the best seniors travel insurance with coverage up to age 100, competitive pricing, and unlimited medical cover. 1Cover is worth checking for pre-existing conditions—they auto-cover 40+ common conditions.
Disclosure: Affiliate links. Pricing estimates as of May 2026.
🎯 Editor’s picks
Affiliate links — buying through them earns us a small commission.
- Airalo Global eSIM: 200+ country eSIM, no physical card swap. → Compare plans
- SafetyWing Nomad Insurance: Month-to-month, no medical exam. → See pricing
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